Retirement Aboard: The Cruise Ship Lifestyle
Is living a large part of your retirement on cruise ships something you’ve considered? Some individuals and couples are indeed doing just that, embracing a lifestyle that offers unparalleled freedom and affordability. This article delves into the logistics, benefits, and challenges of this unique form of retirement living.
The Goal and Income Needed
The question remains: How much income would a person or couple need to spend an extended amount of time—such as 12 weeks or more—on cruise ships, assuming inside cabin accommodation? Interestingly, there are dedicated ships designed for this very purpose, known as ‘living on board’.
To get a better understanding, it’s worth noting that these ships are equipped with everything a typical cruise ship might have, including accommodation, dining, and day-to-day amenities. However, they do not typically offer structured dining and entertainment like most mainstream cruise lines.
A Case Study: The Constant Cruisers
If you’re passionate about learning more about this lifestyle, consider joining the 'Constant Cruisers' group on Facebook. This community is a treasure trove of insights and experiences. A notable resident of this group is a well-known investment analyst, affectionately referred to as ‘Super Mario’ by his fellow cruisers. He essentially lives aboard Royal Caribbean ships and has spent less than a week in his condo in Miami over the past five years.
In his words, as long as he has his computer and an internet connection, he can handle anything he would normally need to do from home. This aligns with the idea that daily tasks such as work, shopping, and socializing can be managed while aboard.
Sample Budget Calculation
Let’s explore the financial aspect with a real-world example. Considering a pair of transoceanic cruises including a 15-day transatlantic voyage from Florida to Barcelona, followed by a 15-day transpacific journey from Yokohama, Japan, to Vancouver, the total cost could be approximately $1,183, including tips, taxes, port charges, and personal expenses, as well as connecting flights. Both cruises are on 5-star ships, offering top-notch amenities.
According to the avid cruisers I’ve spoken with, the key is finding a cabinmate. For instance, I recently sought a cabinmate for these specific cruises, and the calculation would similarly apply. It’s wise to calculate and compare these costs with your current lifestyle to determine if it’s feasible.
Direct Contact with Cruise Lines
For those seriously considering a long-term cruise ship residency, it’s a good idea to contact the cruise line directly. They can provide tailored deals and information specific to long-term bookings. Deals can be exceptional, making this lifestyle more accessible and affordable.
Benefits and Challenges
On a personal note, many first-time cruisers and returnees attend the welcome on board functions. These events are excellent for meeting people, breaking the ice, and getting tips on what to do and see during the voyage. It’s not uncommon to find elderly couples and singles who effectively live on the ship.
One elderly lady explained to me that living aboard was cheaper than living in a retirement home. The crew treated her with care, and she enjoyed not having to lift a finger. While this might be a challenging concept for some, to each their own.
It’s worth noting that while the lifestyle offers incredible freedom and affordability, it’s essential to consider personal preferences and needs. A cruise ship lifestyle might appeal to some, while it may not be suitable for everyone.
Final Thoughts
The cruise ship lifestyle offers a unique and exciting way to spend part of your retirement. It’s essential to do your research, consider the logistics, and perhaps even try it out for a short period to see if it’s right for you. Whether you find yourself living aboard or enjoying longer cruises, the experience can be a refreshing and rewarding way to spend your golden years.